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Pearl takes from Pearls takes

 

About Us

Hi! I am Pearl.

The one thing that is common between you and me is we love to live a simple life and cherish every moment of it. Consider me as a friend who will share thoughts on things where money, time and value can be saved of course, not at the cost of compromising our way of living
I am a Chartered Accountant by qualification and a mother by profession.I served as a CA for almost 5 years only to realize that people who come to me are either those who have money or those who do not know to spend it right. I wanted to help people make some money, save some money. Every little thing we do every day will surely here on help you save some cash as the saying goes “little drop of water makes a mighty ocean”.

Well, I and you believe that we need to live for ourselves and our families and not for the general public. Let’s stay in touch. Write to me about your takes [email protected]

Type of Taxes in India

When you go through your year end salary statement I am sure most of you frown over the last part of the deduction that is your taxes. While most of us have our reserved opinion about the end use of the money all of us want to...

PPF: Public Provident Fund- Why and How?

I am sure most of you have heard the acronym PPF and I am also sure most of you are not aware that it stands for Public Provident Fund. Retirement fund or retirement investment is a very big area in any India’s financial or savings structure. Where a Provident Fund is...

Interesting food at home means Budget food: Teriyaki Chicken

When I first ate Teriyaki chicken I thought that this is one dish I would always have to eat it at a restaurant. I found the flavors so blended that I thought it was going to a tough task and not worth trying at home. What happened will surprise you all! I tried...

Making financial goals achievable

My girls and I have been doing more talking and counselling each other as we encounter challenges. Last time we spoke it became clear that even though most times we do keep a dream board, most time we are hit with failure when it comes to financial realm. I wondered...

11 different ways to earn while being at home

Every one reaches a phase in life where it is difficult to manage home and profession. Then comes the idea of working from home. For others who are at home due to many reasons, I am sure also want to help their families with some income. Some of us want to work to...

These friends took a 9D8N trip to Singapore & Malaysia in under Rs. 50,000

And that included flight! Yes you read it right. My friends Avin Mascarenhas, Ashwin D’Costa and his sister Ashvitha D’Costa took a 8 nights 9 days trip to Singapore & Malaysia all by themselves. Here is there itinerary, budget and things not to do. Here is a...

Earning while being a homemaker? Here are 5 rules!

A woman is revered world wide. Sadly enough she is not always celebrated. What makes them special is their nurturing which goes beyond soft touches and words. They have a way of sneaking in love in everything they do. Whether they are financially well-off or not. They...

Documents required and Eligibility for a Housing Loan

Basic Documents required for a Housing loan Address Proof - Voter ID/Driving License/Passport/Ration Card/Utility Bills like Water, Gas, Telephone, ElectricityAge Proof - Birth Certificate/Bank’s Passbook/Passport/PAN/AADHAAR CardIncome Proof - IT Returns of last 3...

Best Home Loans available in India

Home loan/Housing Loan is a lump sum amount of money borrowed from any financial or banking institutions to buy a home. The home loan consists of two types of interest rates named as fixed and floating interest rates. The customer repays the loan in form of EMIs for...

Mistakes in finance-Myths you need to break-

We live in a world of myths. There is a lot of misinformation about finances. As a result many of us confront these mistakes in finance. With my few years of experience in the profession I came across people who happen to live with these myths. I have compiled some...
Type of Taxes in India

Type of Taxes in India

When you go through your year end salary statement I am sure most of you frown over the last part of the deduction that is your taxes. While most of us have our reserved opinion about the end use of the money all of us want to...

Type of Taxes in India

Type of Taxes in India

When you go through your year end salary statement I am sure most of you frown over the last part of the deduction that is your taxes. While most of us have our reserved opinion about the end use of the money all of us want to...

Type of Taxes in India

When you go through your year end salary statement I am sure most of you frown over the last part of the deduction that is your taxes. While most of us have our reserved opinion about the end use of the money all of us want to...

PPF: Public Provident Fund- Why and How?

I am sure most of you have heard the acronym PPF and I am also sure most of you are not aware that it stands for Public Provident Fund. Retirement fund or retirement investment is a very big area in any India’s financial or savings structure. Where a Provident Fund is...

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